SHOPPING SUPER MALL Harvey’s hit to mortgages could be four times worse than predicted-and then there’s Irma Rate is fixed. The payment on a $203,500, 30-year fixed rate loan at 4.375% and 76.22% loan-to-value (LTV) is $1148.38 with 1.875 Points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.80% of the base loan amount.
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My new friends, Norma and Jack, waited longer than I did. We kept each other company editing articles for The Senior Times, sharing chocolate bars Norma brought from her car and doing crossword puzzles. We got to know each other. In nine hours you get to know someone.
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My bankruptcy was discharged earlier this year. I didn’t reaffirm my mortgage (first and second) but still pay after. Now I was 2 months late for the second loan (an heloc) and their debt collector keep on calling me. They told me that once discharged they can call me and try to collect. What can I.
There are strict rules as to what a creditor can and cannot take if you default on a loan. Typically, you default on a loan if you don’t make your monthly payments in full and on time. But you could also be in default if, for example, you don’t maintain insurance coverage on a car you financed.
A "secured" creditor has taken a mortgage or other lien on property as collateral for the loan. Common examples are car loans and home mortgages. You can force secured creditors to take payments over time in the bankruptcy process and bankruptcy can eliminate your obligation to pay any additional money if your property is taken.
Does Fannie Mae or Freddie Mac own my loan?. or freddie mac (federal home loan mortgage Corporation). If your foreclosure complaint is filed by an entity other than the exact originator named in the mortgage note (the note should be attached to the complaint), you need to determine whether.