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If you’ve heard that some people might get a magic boost to. How many have credit scores that are depressed enough to keep them out of home buying range? And how big a worry might this be for.
Just like its close cousin, the much-castigated collateralized debt obligation, it’s a tool used to package a bunch of high-risk debt together-mortgage bonds for. ratings downgrades could cause a.
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Allowing competitors would have little impact on consumers, the FHFA says, and could produce a “race to the bottom” if credit-score companies sought to make mortgages easier to get rather than improve.