PUD vs. Condo, what’s the difference? » Mortgage Masters Group

PUD vs. Condo, what’s the difference? » Mortgage Masters Group

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Intro. When you’re shopping for a home, you’ll encounter many property types along the way, and even the standard property types like single-family homes, condos, and planned unit developments (PUDs) have small but important differences.To most home shoppers, a PUD will appear like a single-family home.

While "condo" refers to the way you own your land, and PUD says you are a planned development, "townhome" is totally different. A townhome is an architectural style. We usually think of a townhome as a two story unit, frequently a condo, and frequently with a garage on the first floor.

Several different types of housing exist, including what’s known as the detached condominium. At its most basic, a detached condo is still a single-family home, but it’s legally classified as a.

That means if your condo is $200,000, you need to have $50,000 in your savings to put down at closing or get a higher interest rate compared to if you bought a townhouse for the same price. Lenders have been wary of condo loans since the whole mortgage breakdown. They aren’t worried just about you as a condo owner defaulting on the loan.

PUD vs. Condo, what’s the difference? If you are in the real estate business you may have heard the terms PUD and Condo, but if you’re not in the business then these words are probably foreign to you.

What is the difference between a Condo and a Townhome? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

A planned unit development rider is component of a regulatory process associated with the purchase of a condominium unit. It is an attachment to the ownership document that is mandatory to finalize the closing when the unit in question is part of a condominium or homeowner association.

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Condo & PUD Matrix Reference Sheet Classification & Type. IApprove Lending Limited Review Condo questionnaire master insurance policy for the Project. ship of all units evidenced by as single deed of trust or mortgage. New condo projects with units of less than 400 square feet.

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