Refinance my Florida Mortgage April 2015

Refinance my Florida Mortgage April 2015

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 · If you are able to make your mortgage payments, but want to reduce them to a more affordable level, here is how to find out if you’re eligible to refinance your underwater mortgage and.

Apply today for your home loan. Click Here to email me today and get your loan on the way. Casita At Colony Park New Homes for Sale in Anaheim, CA Richard Lightner Mortgage Loan Officer Pac West Home Loans NMLS # 387424

Should I Refinance Now? Our mortgage refinance calculator tells if you’ll save money, lower your payments & save on interest & fees. Simply enter information like principal loan balance, and current payment and interest rates to find out if refinancing is the right thing to do now.

Mortgage Payment History – To qualify for any FHA refinancing, you must demonstrate that your mortgage payments have been made on time, and in full, for at least 12 months. Debt to Income Guidelines – To qualify for cash-out refinancing, homeowners must meet the current FHA debt-to-income guidelines .

Refinances through the government’s Home Affordable Refinance Program (HARP) remained strong as mortgage rates stayed near record-low. bringing the total to 2.3 million since HARP’s April 2009.

 · Government bureaucracy in action. Here’s what you need to know about these rules, in terms of mortgage income requirements in 2015: QM and QRM share certain lending criteria in common. They are basically one rule with two different applications: The QM rule gives lenders and incentive to make “safer” mortgage loans.

Posted on April 15, 2014 by Best Florida Mortgage Company! Jim Marcinkowski Jim Marcinkowski Whether you are buying or refinancing a home that needs some tender loving care, we have the financing to make it happen for you.

The current rate for the 30-year fixed refinance mortgage is based on a $985 origination fee; 1.5 discount points and would yield 360 equal payments. The current rate for the 15-year fixed refinance mortgage is based on a $985 origination fee; 1.375 discount points and would yield 180 equal payments.

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Compare current mortgage rates in Florida and save money by finding best mortgage rates in Florida. Get customized mortgage rates from Mortgage Rates See Mortgage Rates. Mortgage rates;. Refinancing My Mortgage. Buying a Home. Drawing Equity Out My Home. Reverse Mortgage.

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