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Fraud Risk Increases Nationwide The report shows a 12.4 percent year-over-year increase in fraud risk at the end of the second quarter, as measured by the corelogic mortgage application fraud risk Index. This press release.Higher Interest Rates Press On Loan Demand Higher interest rates had a big impact on refinancing applications last week, which dropped 4 percent; applications are now 36 percent lower than a year ago when interest rates were nearly half a percentage point lower. The 30-year fixed-rate mortgage averaged 4.11 percent last week, up from 4.04 percent the week prior.
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